Student Insurance Details

Student Health Insurance by UnitedHealthcare StudentResources

Academic Year 2017-2018 Premium Benefit

The University of Nebraska has partnered with UnitedHealthcare to offer UnitedHealthcare StudentResources: An affordable, convenient medical, mental health, dental and prescription insurance plan for students.

Enrollment

Student insurance enrollment for the fall semester opens July 1, 2017, and closes Sept. 5, 2017, at midnight.

  • International students and graduate assistants are automatically enrolled. Once the student insurance charges appear on your MyRed account, you can accept or waive the insurance. For more information, click here.
  • To enroll dependents, click here.
  • Domestic students can voluntarily enroll by:
    1. Logging into MyRed
    2. Selecting the Profile tab
    3. Clicking on Health Insurance

Basic Info

DESCRIPTION:

An ACA-compliant student insurance plan

ELIGIBILITY:

Undergraduate students taking six or more credit hours in a degree-seeking program, graduate students taking one or more credit hours in a degree-seeking program and all international students who have paid the University Program and Facilities Fee (student fees)

PLAN ADMINISTRATION:

UnitedHealthcare StudentResources

COVERAGE:

Medical, Mental Health, Pharmacy and Dental

In-Network Deductibles, Coinsurance and Maximums

ANNUAL DEDUCTIBLE:

$500 per insured person per policy year
$1,000 for all insured in family

COINSURANCE:

80%/20%

ANNUAL OUT-OF-POCKET MAXIMUM:

$2,200 per person per policy year
$4,400 for all insured in family

ANNUAL AGGREGATE MAXIMUM BENEFIT:

Unlimited

In-Network Dental – Coinsurance and Maximums

COINSURANCE:

Diagnostic services (e.g., periodic oral evaluation): 100 percent coverage
Preventive services (e.g., prophylaxis/cleaning, preventive fluoride treatment): 100 percent coverage
Basic services (e.g., simple extractions, periodontics): 80/20
Major services (e.g., inlays/onlays/crowns): 30/70

MAXIMUM:

$1,000 per person per calendar year

Pharmacy Copays

UNIVERSITY HEALTH CENTER PHARMACY

Tier 1: $5
Tier 2: $30
Tier 3: $80

OTHER IN-NETWORK PHARMACIES

Tier 1: $10
Tier 2: $40
Tier 3: $80

For an explanation of tiers, please view the 2017-18 UnitedHealthcare StudentResources schedule of benefit summaries.

What's Covered

UNIVERSITY HEALTH CENTER SERVICES:

Most Medically necessary services are covered at 100 percent with no deductible or coinsurance

NON-HEALTH CENTER SERVICES:

Covered, subject to deductible and coinsurance

ROUTINE VISION EXAMS:

Covered at 100 percent at the University Health Center and up to $50 for non-University Health Center providers; no coverage for contacts or glasses

ANNUAL DENTAL BENEFITS:

  • Two healthy mouth cleanings
  • Two exams
  • Two sets of bite wing X-rays per year

MEDICAL EVACUATION AND REPATRIATION COVERAGE:

Yes

Premiums

TOTAL ANNUAL STUDENT PREMIUM:

Fall: $986.05*; Spring/Summer: $1,365.71*
*School admin fee is $10 per covered person per enrollment period.

DEPENDENT COVERAGE:

Spouse – Fall: $972.46*; Spring/Summer: $1,346.90*
One Child – Fall: $979.65*; Spring/Summer: $1,356.86*
Two Or More Children – Fall: $1,885.75*; Spring/Summer: $2,611.10*
Spouse And Two or More Children – Fall: $2,862.20*; Spring/Summer: $3,964.21*
*School admin fee is $10 per covered person per enrollment period.

PREMIUM PAYMENT FREQUENCY:

Per semester

CAN STUDENTS USE RESIDUAL FINANCIAL AID TO PAY FOR THE PREMIUM BEFORE GETTING A FINANCIAL AID REFUND CHECK?

Yes

Dates and Enrollment

PLAN IMPLEMENTATION DATE:

Aug. 1, 2017

OPEN ENROLLMENT PERIOD FOR FALL:

July 1 through Sept. 10, 2017

ENROLLMENT METHOD:

Graduate assistants and international students are automatically enrolled; other eligible undergraduate and graduate students enroll through MyRED

END OF COVERAGE:

Fall: Dec. 31, 2017
Spring/Summer: July 31, 2018

Student Insurance FAQs

Cindi Pickenpaugh
Have questions about student insurance? We can help.
Cindi Pickinpaugh

University Health Center Patient Financial Counselor

Email: studentinsurance@unl.edu

Phone: 402.472.7435