Health insurance is not required to access care at Nebraska Medicine University Health Center. However, we strongly recommend all students have health insurance. Nebraska Medicine can bill any U.S.-based health insurance plan, and we are in-network with many plans.
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Frequently Asked Questions
Do I have to have insurance?
- Domestic students: The University of Nebraska-Lincoln does not require domestic (U.S.-based) students to have health insurance, and it is not required to access care at Nebraska Medicine University Health Center.
- International students: The University of Nebraska-Lincoln requires international students to have health insurance that meets established criteria. For that reason, all international students are automatically enrolled in the UnitedHealthcare StudentResources. Learn more.
How can I pay for services?
- We can bill your health insurance plan. Any remaining balance will be billed to your MyRed Student Account.
- You can opt to pay out-of-pocket if you do not have health insurance.
- You can apply for financial assistance if you do not have health insurance and qualify for the program.
Do I need to do anything if I want my health insurance plan to be billed?
Yes, you need to bring your health insurance card (or a picture or copy of the front and back) with you to each visit. Remember to check with your health insurance plan to understand if/how they will cover services at Nebraska Medicine.
If the health center bills my insurance, will I have to pay any portion of the bill?
Possibly. If you receive services that are not covered by student fees, these charges will be billed to your health insurance plan. Most health insurances only cover a portion of your medical costs. Your plan may require you to pay a deductible, copay or coinsurance. Contact your insurance plan to find out how it works at Nebraska Medicine. Learn more by viewing our guide on how health insurance works.
Will a bill or other statement go to my family’s address?
Possibly. Any charges not covered by insurance will be submitted to your MyRed Student Account. The charge will be general and will not include any diagnostic information.
An Explanation of Benefits (EOBs) is different than a bill. They are forms your health insurance plan will mail to the address on file. If you are age 19 or older, you can ask your health insurance plan to direct your EOBs to the address of your choosing. Learn more by viewing our guide on how health insurance works.
How do I know if my health insurance will work at Nebraska Medicine University Health Center?
You will need to do some investigating. Before you access care, contact your insurance plan and ask them questions about if and how your coverage will work with Nebraska Medicine (the care provider at the University Health Center). Health insurance is complicated. Learn more about how it works.
What if I don’t have health insurance?
You have options. You can pay out-of-pocket at a discounted rate, or you can apply for financial assistance (if you qualify). Call the Billing and Insurance Office if you have further questions: 402.472.7435.